Term of use 

1. Services
TenbaggerExplorer provides both free articles and a paid subscription service. The paid subscription service is available for $5 monthly or $48 annually.

2. User-Generated Content
We allow user-generated content in the form of comments. Users are responsible for the content they post and must comply with our content guidelines.

3. Third-Party Links
Our website may contain links to third-party websites such as Facebook, Twitter, and Instagram. We are not responsible for the content or privacy practices of these sites.

4. Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of the United States. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located within the United States.

5. Refund Policy

• Monthly Subscriptions: No refunds are provided for monthly subscriptions. You may cancel at any time, and your subscription will remain active until the end of the current billing period.
• Annual Subscriptions: Refunds are available within 14 days of purchase. After 14 days, no refunds will be issued for the remainder of the annual term.

6. Intellectual Property
All content on TenbaggerExplorer, unless user-generated, is the property of TenbaggerExplorer and protected by copyright laws.

7. Limitation of Liability
TenbaggerExplorer is not liable for any financial losses incurred as a result of using our information or services. Our content is for educational purposes only and should not be considered financial advice.

8. Changes to Terms
We reserve the right to modify these Terms of Use at any time. Continued use of the site after changes constitutes acceptance of the new Terms.

9. Account Termination
We reserve the right to terminate or suspend accounts for violations of these Terms of Use.

10. Age Restriction
Users must be at least 18 years old to use our services.